Banking Built for Doctors, by Doctors
Panacea can help PCSO members save thousands by:
- Discounted interest rate for Student Loan Refinance
- Discounted interest rate for PRN Personal Loans
- Discounted origination fee for any Practice Loan
Simply use promo code “PCSO2024” on your application to qualify for benefits and join the bank built for doctors, by doctors.
Dental Student Loan Refinance
Refinance designed for doctors. Four rates to choose from that do not change with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.
- No loan maximums
- Transparent fixed rates
- No cosigner
Enter the promo code “PCSO2024” on the application to get a 0.125% rate discount when you refinance your student loans with Panacea.
PRN Personal Loans
Fair and affordable personal loans up to $75,000, with low fixed rates, funded in as little as 24 hours.
Enter promo code “PCSO2024” on the application to get 0.25% rate discount when you take out a PRN Personal Loan.
Practice Loans and Deposits
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
Association members receive a 0.50% discount in loan origination and administration fees.
See How Panacea Can Help You Start, Acquire, or Grow Your Practice
Checking & Savings Accounts
Fast and free, our mobile banking is built by doctors, for doctors and doctors in training.
- 100% Free Checking with unlimited ATM use nationwide.
- High Yield Savings Accounts with saving rates above the national average!
- No monthly fees. No overdraft fees. FDIC Insured.
Panacea Financial is unlike any other financial institution I’ve encountered. The online interface is very user friendly and the staff are very responsive and helpful. I truly feel like I’ve joined a family. I would highly recommend their services.
As a seasoned physician of 34 years in practice, I have dealt with banks and financing companies since the start of my practice. It was refreshing to deal with Alex. K. and the professionalism that he exhibited. The process was smooth, including the signing of my loan documents, and fund distribution. I would urge physicians of all stages to contact Panacea Financial for their financing needs.
Prompt, professional, no gimmicks, and excellent rates. I was approved and funded in one day. I highly recommend Panacea Financial. Glad I found these guys! Thank you.
Great experience thus far. We had a complicated financial situation coming out of medical school, worsened by my child’s health-related issues, an already financial difficult time was made extraordinary difficult. The PRN loan was able to help us out significantly and they were able to help us out and understand our context of future earning with situation in training.
My personal experience with Panacea is phenomenal! As a financial institution, it is by far the best. I literally mean the best financial institution I have ever dealt with. I have had unexpected expenses and I needed a professional and yet generous lender. The whole process took literally less than 72 hours, very professional, friendly and on spot team.
I am a medical student about to graduate. I wanted to pay off some credit card debt. After applying, I received excellent customer service, and can confirm this is a reputable company. Employees were quick to respond and professional. I got my loan quickly at a competitive rate. Overall, I’d highly recommend!
I used Panacea to finance ownership in a surgery center. Multiple banks had various ridiculous options for rates or collateral. But Panacea was quick, reliable and fair. I am glad I was referred to them.
I paid for most of my living expenses with credit cards while going to school in one of the most expensive cities in the world. The PRN loan is providing me the option to unburden myself of that 20ish& interest and actually have a shot at getting rid of that debt in a reasonable amount of time. Next step – student loans. Excellent company. Easy process. Great communication. I’ll be back.
Panacea makes it easy for Medical students/Residents/Fellow/Attending physicians obtain funding. The loan application process was straight forward and easy to understand. Their fixed interest rates and term structures are innovative and tailored to medical professionals in a way that makes their clients feel like they are truly being taken care of. Highly recommend, from one physician to another!
Panacea Financial is unlike any other financial institution I’ve encountered. The online interface is very user friendly and the staff are very responsive and helpful. I truly feel like I’ve joined a family. I would highly recommend their services.
As a seasoned physician of 34 years in practice, I have dealt with banks and financing companies since the start of my practice. It was refreshing to deal with Alex. K. and the professionalism that he exhibited. The process was smooth, including the signing of my loan documents, and fund distribution. I would urge physicians of all stages to contact Panacea Financial for their financing needs.
Prompt, professional, no gimmicks, and excellent rates. I was approved and funded in one day. I highly recommend Panacea Financial. Glad I found these guys! Thank you.
Great experience thus far. We had a complicated financial situation coming out of medical school, worsened by my child’s health-related issues, an already financial difficult time was made extraordinary difficult. The PRN loan was able to help us out significantly and they were able to help us out and understand our context of future earning with situation in training.
My personal experience with Panacea is phenomenal! As a financial institution, it is by far the best. I literally mean the best financial institution I have ever dealt with. I have had unexpected expenses and I needed a professional and yet generous lender. The whole process took literally less than 72 hours, very professional, friendly and on spot team.
I am a medical student about to graduate. I wanted to pay off some credit card debt. After applying, I received excellent customer service, and can confirm this is a reputable company. Employees were quick to respond and professional. I got my loan quickly at a competitive rate. Overall, I’d highly recommend!
I used Panacea to finance ownership in a surgery center. Multiple banks had various ridiculous options for rates or collateral. But Panacea was quick, reliable and fair. I am glad I was referred to them.
I paid for most of my living expenses with credit cards while going to school in one of the most expensive cities in the world. The PRN loan is providing me the option to unburden myself of that 20ish& interest and actually have a shot at getting rid of that debt in a reasonable amount of time. Next step – student loans. Excellent company. Easy process. Great communication. I’ll be back.
Panacea makes it easy for Medical students/Residents/Fellow/Attending physicians obtain funding. The loan application process was straight forward and easy to understand. Their fixed interest rates and term structures are innovative and tailored to medical professionals in a way that makes their clients feel like they are truly being taken care of. Highly recommend, from one physician to another!
‡ – Cash back available only on new PRN loan origination and will be deposited into a Panacea Checking Account within 60 days of loan completion.
* – 0.125% rate discount for refinancing your student loan: Terms and conditions apply. Offer good for new student loan refinancing customers only and subject to lender approval. To receive the offer, you must: (1) register and/or apply with promocode PCSO2022, (2) complete a loan application with Panacea Financial within 30 days of your application submit date, (3) and meet Panacea Financial underwriting criteria. Once conditions are met and the loan the interest rate shown in the Final Disclosure Statement will include an additional 0.125% rate discount because of your involvement with a Panacea Financial partner company at the time of loan origination. Offer good for new customers only. Cannot be combined with other rate discounts, with the exception of the 0.50% AutoPay rate discount. Panacea Financial reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.
^ – Cash back, student loan refinance rate discount incentive, and discounted origination costs on commercial loans are offered to PCSO Members. Offer cannot be combined with any other offers, except any discount for making automatic payments. Offer subject to change.
All Panacea APRs assume a 0.50% discount to auto-pay from a Panacea Checking account. We offer a 0.25% discount to auto-pay from a non-Panacea checking account.